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    S

    Hello everyone, I am Raghav from MP. I joined this community to acquire knowledge on finance.

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    R

    CRED, BharatPe, and PhonePe are some apps that allow you to manage multiple bank accounts. All these apps follow RBI regulations and are user-friendly.

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    S

    @Kgs
    Yes, this tax restructuring will likely push more young riders toward entry-level bikes (under 350cc) due to the approximately 10% price drop. Conversely, the approximately 9% tax hike on motorcycles above 350cc, now classified as "luxury," is expected to negatively impact premium bike sales by making them substantially more expensive.

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    R

    To create some emergency funds, you can use the feature of auto-debit savings, which means some amount of money is automatically deducted from your salary account to be transferred to some other high-interest savings account. Since you are living with your parents, try to save more money. You can also invest some money in some low-risk equity funds.