How do I choose the right lounge network for my trips?

[DataIsha]

I'm traveling a lot soon! To get the best miles and lounge access, should I first determine if my yearly spending justifies the fee and verify which lounge network (Priority Pass, etc.) is available at main airports?

[Siddarth]

It’s a good idea to weigh the annual fee against how much you actually spend. Opt for a card that rewards you on purchases like groceries or fuel, so your points can help pay off the fee. Ensure that the card's lounge access is valid at the airports you use. If you travel often, a premium card is generally worth the extra cost for the perks you’ll receive.

If you’re looking for travel credit cards, consider the Axis Bank Atlas, HDFC Diners Club Black, Axis Magnus/Reserve, and Axis Bank Horizon.

[Aadhya]

Have you thought about whether your spending habits and travel frequency warrant a premium card, or whether a lower-fee card with everyday rewards would provide better value?