The cashback strategy with HDFC still works!
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Is the 1% cashback on the Amazon Pay load still valid, and do HDFC or Amazon have any recent terms and conditions that limit or exclude this cyclic load-and-withdraw method for earning points?
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Right now, there isn't a permanent 1% cashback for loading your Amazon Pay balance. Those offers usually depend on random promotions that come and go. Plus, HDFC has updated its terms — most of its cards don't provide reward points for wallet loads anymore. Relying on the 'load-and-withdraw' method isn't a solid strategy these days. It’s better to use verified offers rather than expecting a guaranteed bank reward on every load.