Since TDS has already been deducted, a smooth refund really depends on filing correctly. Shouldn’t I check my Form 26AS and AIS first to see exactly what has been paid? It seems better to understand the numbers before attempting to file and claim a refund myself.

I need a personal loan for some medical emergency, so I am thinking about the maximum amount I may be approved for with my 740 CIBIL score and a monthly salary of ₹55,000 with no existing debts. Which bank can offer faster processing times and affordable interest rates?