You can invest in the same type of mutual fund from different companies. With this method, you can diversify your investments with a low-risk factor. But before investing, make sure each fund can match your goals.

Through SBI Life Customer portal (https://mypolicy.sbilife.co.in/) or SBI Life Easy Access app, you can verify your policy funds, which shows your Net Asset Value (NAV) and fund performance.
Evaluate the policy's past returns and compare them to other investment options like mutual funds and term plans, and then decide whether to continue or diversify the policy.

If you are still not able to understand, consult a financial advisor for better understanding, and you can explore other investment possibilities.