The PSB 59-minute loan seems perfect for my business, but is it really that great? Aside from the fast 'in-principle' approval, what are the real timelines for getting the money and are there hidden terms? Do banks actually stick to those low rates and no-collateral promises once they check my credit?

Given my limited starting capital, what specific trading or investment strategies have others successfully used to grow their small accounts without taking on too much risk?