If a bank freezes an account immediately after a death, what happens to all the moving parts, such as pending bills and tax filings? I’m trying to determine whether there’s a clear process that ensures the funds reach the family quickly, rather than getting stuck in paperwork for months.

I am interested in investing in mutual funds right now, so i am thinking about investing in sectoral or thematic mutual funds, but they have more risk factors. Should I wait for a better state of the market or invest in them right now? Are there other kinds of mutual funds I could invest in, probably with less risk?

With the recent change in legal framework for cryptocurrencies in India, what are the possible risks and difficulties Indian bitcoin exchanges such as CoinSwitch Kuber and ZebPay must face?