How should young earners balance the 'safe' feeling of a recurring deposit (RD) with the growth potential of a systematic investment plan (SIP)? Between family duties and irregular expenses, staying disciplined can be tough. How do you find a middle ground that provides emotional comfort without sacrificing long-term wealth?

When compared to the Amazon Pay ICICI Card's simple cashback and fuel incentives, is the SBI Elite Credit Card really worth it for regular purchases, or is it overpriced—beyond its annual fee—and really better for daily spending?