I’m unsure whether to choose Care Supreme or Aditya Birla Active One Max for my parents' health insurance. My father has diabetes and high blood pressure. Should I focus on reducing the PED waiting period, keeping the premium stable in the long term, or considering the insurer’s claim ratios? Does Ditto's preference for Care matter more than Aditya Birla’s better CSR/ICR?

I've just created a WazirX account for crypto trading and have two queries: What's the typical timeframe for deposited funds to appear in my WazirX balance? Also, can I fund my WazirX account using a bank account that isn't in my name?