Have you thought about whether your spending habits and travel frequency warrant a premium card, or whether a lower-fee card with everyday rewards would provide better value?

Yes, the BHIM app offers features like transaction history and QR code payments. There is a new updated version, BHIM 3.0. This update includes BHIM Vega, which lets you pay directly within apps. Additionally, it may have features to assist merchants in better viewing and comprehending their transactions.