Thanks for this detailed article but I have one query:
If stability and guaranteed returns make FDs appealing, but flexibility and higher potential returns favor debt mutual funds — is it really about choosing one, or finding the right balance between both in 2025?

When applying for personal health insurance next year, after recovering from prediabetes, do I need to disclose my past condition? How do insurance companies treat prediabetes, and is it classified the same as diabetes?