I'm pretty much done with Binance P2P, but I don't want to jump out of the frying pan into the fire. Before I switch, I really need to check if these other apps are legitimate regarding their KYC procedures and if I'll actually be able to get my money out when I need it.

Which personal loan with a low interest rate is best for repaying my credit card debt? I am looking for a bank that offers flexible repayment terms and offers perks such as low processing fees or early repayment options. Suggest me some good banks?