Neither of these coins is a sure bet; they both carry risks but could be very rewarding. If you're new to India, consider using a registered exchange like CoinDCX or WazirX. This way, you can avoid the hassle of managing the 30% tax and TDS issues on your own. Start small and remember that being safe means choosing a trusted exchange and only investing what you can afford to lose without worry.

You make a valid point about the importance of increasing income. However, doesn’t aiming for an ambitious ₹25,000 in monthly savings seem daunting? Do you have any practical strategies that could help with this?