@DataVikram said in How multi-currency prepaid cards simplify your travel experience.:

Are multi-currency cards actually better than a good zero-markup credit card? They sound great for exchange rates, but I’m worried about hidden fees and whether they’re accepted everywhere. Has anyone compared the two in terms of ATM costs or getting a refund if a trip goes sideways?

It really depends on what you value. Multi-currency cards let you "freeze" a good rate, but they can be restrictive. A zero-markup credit card is easier to use overseas, although you're affected by the daily exchange rate.

I suggest looking closely at the reload options and ATM fees for both to see which one fits your trip better.