With GST making bikes more expensive, I’m rethinking my budget. Should I focus less on engine size and consider factors like maintenance, mileage, and resale value to understand the true cost of owning a bike?

What is the main distinction between HDFC's Regalia Forex Plus (USD-based, 0% forex markup) and their Multicurrency Forex Card, and why may the bank offer both, given your impending trip to the UAE and the requirement for 3000 AED equivalent?