The insurance and lifestyle perks on women-focused cards sound great on paper, but do they actually provide real value day-to-day? Are these benefits really better than those of a regular debit card, or is it just clever marketing?

I need a ₹10 lakh loan to expand my café. If I am unable to secure a business loan, could a personal loan be a viable option? How can I calculate and ensure manageable EMIs for such a loan?