If you have a consistent income, RD is the most suitable option for you. RD is a good option for beginners likeRD is an excellent choice for those who are just starting their savings journey, asOn the other hand, FD is a one-time deposit scheme that offers a high interest rate, but its flexibility is limited.

So for regular savings, choose RD if you want to start with a low amount, and FD you can choose for a higher interest rate.