@Siddarth I'm seeing so many "dining" credit cards, but are they actually worth it? With the spending caps, restaurant rules, and high annual fees, am I genuinely saving money or just paying for unused perks?

When looking at credit card perks such as HDFC's 1+1 buffet option, HSBC's 10% cashback on groceries and dining, and ICICI’s deals with Zomato and Swiggy, how can someone who often eats out assess these different advantages to identify the best choice for their needs?