Thanks for this detailed explanation, I have a couple of questions about the rewards points.
Can I convert my reward points into airline miles? Is it possible that these points are only usable on MakeMyTrip for bookings? What options do I have for using these points effectively? Also, is there any chance I could use these points for upgrades or other travel-related costs?

How NPS pension payouts are initiated. What are the steps involved? What documents are required to open an NPS account, and which bank is the best one?