I'm thinking about getting a premium credit card, but my salary and the need for manager approval make me question if it's worth it. Should I just go for a more practical card that gives better everyday rewards without the stress?

Thanks for the detailed explanation. But, if the policy documents are missing, doesn't the lack of official insurer details and coverage in the statement make proving the policy's existence virtually impossible?

What documents should I review to determine if an insurance premium was applied to my late father's loans? Should I look at loan agreements, bank statements, or separate insurance papers? Additionally, can bank statements provide this information, or do I need separate insurance documents?