Should I consider SGBs for their 2.5% annual interest and tax-free returns after 8 years? They are traded on exchanges and provide more value than jewelry. However, I would have to lock in my money for five years. Am I comfortable putting my funds away for that long in case of family emergencies?

If buying travel insurance online is supposed to be simple, shouldn’t I also consider factors like coverage limits, exclusions, claim processing speed, and the quality of customer support before choosing between HDFC Ergo and Tata AIG for my trip to Vietnam?