@Ishaan-Reddy PPF is safe and tax-free, but that 15-year lock-in period is intimidating. For a young professional, how do you balance saving for the long term with the need for flexible funds during early career shifts and unexpected expenses? I don't want my money to be trapped.

As an Indian investor, I want to invest in the US stock market, specifically in ETFs like the Nasdaq 100 or S&P 500, for at least 10 years. Suggest secure, long-term investment platforms and their fees so I can compare them.