I began working for an MNC in Bangalore, and I have two options for obtaining a corporate salary account: ICICI and HDFC.
Which one should I choose? And on what basis do I select the premium debit card?

Is the annual cost of the SBI Air India credit card justified by its advantages? If not, any alternative Air India credit card provides frequent flyers with better value?

Hi

I travel a lot because of my work. I take around 15 flights a year. And for that reason, I'm looking for a credit card to take advantage of discounts and collect substantial rewards points for future use. So suggest some good credit card options that meet my needs.

Hi
I am planning to buy a 2nd hand car for myself and I am not very aware of the motor insurance policies related to a used car. So is this possible for the existing motor insurance policy to be transferred to my name, and what steps are involved?

It’s important to resolve any unpaid bills and possible tax problems.
Make sure you have all the receipts and invoices for any kind of unexpected medical bills, purchase of the property, business expenses or any travelling related to your job profile. If you have taken any loan, make sure you have all the valid loan documents.
But if you can't justify your spending, just be honest while filling your tax return. You can get help from a CA regarding tax filling and handling interaction with tax department.

Compound interest is one of the efficient ways to increase the value of FD money. In Regular FDs, which pay interest on only principal, for Cumulative FDs interest is reinvested. This means it provides interest on interest, which is good for long term growth.

You can manually move to high rate FD to get the maximum benefits of compounding if your bank is not reinvesting your earned interest. For better investment rates choose Cumulative FD for longer terms according to your financial goals.

So to get compounding benefit, use cumulative FDs, but before that review the rates, suitable terms, taxes and penalties and all the other factors as interest on FD comes under a taxable slab according to your income.

Hi! Here are the few simple ways to get best deal while purchasing form Tanishq:

1. Some banks provide discounts when you use their Visa Card, so confirm your bank provide an exclusive offers for Tanishq.
2. Choose those credit cards which offers incentives for each rupee you spend. This way you can save money and purchase gift cards.
3. Some website(Amazon, Gyftr) provides discount on gift cards.
4. You can take Tanishq’s Magnus Lifetime card initiative as it gives you 2% rebate on every transaction you make(except on gold), which overtime may add up.
5. Tanishq gives you discount on your new purchase by exchanging your old gold jewelry. It offers discounts on some holidays like Akshaya Tritiya and Diwali.

I am planning to open an online store to sell goods from overseas. I am expecting minimal revenue, therefore not sure if to register as a firm or get an individual GST number. Need an advice from knowledgeable GST specialists or seasoned internet vendors.