Axis Bank Credit Card

@Vedik_AA
Missing a credit card payment often results in a late fee and can lower your credit score right away. Interest on the unpaid balance begins to accumulate each day. Missing one payment usually won't significantly impact your credit limit or benefits, but consistently missing payments can decrease your limits and rewards.

For food, fuel and online shopping, the HDFC Millennia Credit Card is a good option for you. This card offers cashback in all these categories. It gives you around 5% cashback, 2.5% cashback for online shopping, and 1% cashback for fuel.