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Banking

92 Topics 203 Posts

  • 10 Topics
    22 Posts
    A

    I want to register for SBI net banking through the YONO app, but I don't know my login ID and password. Can you please tell me how I can get them?

  • The Digital Rupee, also known as eINR or E-Rupee, is a tokenized digital currency equivalent to the Indian Rupee and is issued by the Reserve Bank of India as a central bank digital currency. Initially proposed in January 2017, it was officially launched on December 1, 2022. The Digital Rupee utilizes blockchain distributed-ledger technology.

    0 Topics
    0 Posts
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  • 12 Topics
    33 Posts
    S

    Yes, the BHIM app offers features like transaction history and QR code payments. There is a new updated version, BHIM 3.0. This update includes BHIM Vega, which lets you pay directly within apps. Additionally, it may have features to assist merchants in better viewing and comprehending their transactions.

  • Suggest me a Credit Card
    Credit Card Bill Payment
    Credit Card Comparison
    Credit Card - General
    Business And Corporate Credit Cards
    Super Premium Credit Cards
    HDFC Bank Credit Card
    ICICI Bank Credit Card
    Axis Bank Credit Card
    American Express
    23 Topics
    46 Posts
    S

    The SBI Elite CC is too expensive for everyday or regular spending because it is designed for luxury lifestyles like lounge access and milestone awards, with an annual charge of ₹4,999 that is waived on ₹10L spent.

    On the other hand, the Amazon Pay ICICI Card provides basic cashback, making it more cost-effective for everyday purchases.

  • 19 Topics
    40 Posts
    A

    Use online EMI calculators (such as HDFC, BankBazaar, or Groww) to check your monthly repayment based on the tenure and interest rate. Keep your total EMI within 30–40% of your monthly income for better cash flow. Compare loan offers from multiple banks and NBFCs for the best interest rates

  • 8 Topics
    22 Posts
    S

    Yes, you can get a 0.4% return as well. The majority of customers receive their returns by carefully using their points to purchase particular goods or coupons, such as HDFC's "Gold Catalogue" for particular debit card types or their SmartBuy platform.

    Check the SmartBuy portal and the perks of your HDFC debit card to obtain the best redemption possibilities.

  • 4 Topics
    9 Posts
    R

    SBI, HDFC, ICICI, and IDFC FIRST Bank all offer auto-sweep facilities. The interest is calculated on the fixed deposit rates created by the sweep. Minimum balances may vary for different banks. But IDFC offers more flexible options with lower thresholds.

  • 3 Topics
    7 Posts
    R

    If you don't need cash immediately, then it's better to put all the money in mutual funds. Trust me, it's a wise decision. For stable and steady growth, you could consider a balanced fund or a large-cap fund. The risk factor is very low in these types of mutual funds. 
    If you want flexibility, you can transfer this money to your savings account to earn the interest, or you could just put in a short-term fixed deposit.

  • 3 Topics
    5 Posts
    S

    To improve the credit score, try to repay all the dues on time and try to reduce the usage of credit cards. These are some important thing that you need to do.

    Apart from this, negotiating debt settlements and disputing genuine errors, credit repair services can also help.

  • 3 Topics
    5 Posts
    S

    Regalia Forex Plus is ideal for frequent travelers, as it has 0% cross-country markup in USD, which makes it more versatile, and you can spend in AED in the UAE with no need to pay an extra fee beyond the initial USD load rate. The multicurrency Forex card is best for travelers going, and it allows loading multiple currencies (including AED).

    So for your UAE trip, I suggest using the Multicurrency card loaded directly with AED might be more straightforward, as you'd lock in the AED rate.