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Bank Account

8 Topics 16 Posts
  • S

    Which bank provides the best EMI flexibility?

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    No one has replied
  • G

    Which is the best type of current account for my small business?

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    G

    Thanks for your reply. But I need a banking solution that simplifies my transactions and provides digital tools. So, if I were to consider the HDFC Bank Smart Up Current Account, would it offer any benefits such as free cash deposits or access to mentoring programs?

  • A

    What are the documents required to open a savings account?

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    R

    A valid ID proof, such as an Aadhar card, and two passport-size photographs are required. Other than PNB, you can think about SBI or Axis Bank, as both banks provide extra advantages for the students, like low MAB requirements, free debit cards, access to internet banking, and many more.

  • M

    Should I keep my old UCO Bank account or close it?

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    R

    There is no need to keep this account active, as you will be required to maintain a minimum balance. You currently have two active accounts; hence, there is no need to maintain this account unnecessarily since this one will not provide any kind of advantage.

  • S

    Which bank has good customer service with minimal deposit facilities?

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    R

    For good customer service and excellent net banking service, you can consider opening a secondary savings account at either Axis Bank, HDFC Bank, or Kotak Bank. These banks also give you the facility to maintain the minimum balance in your account.

  • V

    Which banks offer the best options for zero balance accounts?

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    R

    Axis Bank , HDFC Bank offers zero-balance accounts to customers. In these banks, there is no need to maintain the minimum amount, and they have great customer service.

  • A

    Which bank is good for saving accounts with good offers and rewards?

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    R

    You can consider banks like HDFC, ICICI, Axis Bank or SBI for a savings account. These banks offer great debit card offers and rewards for online shopping.

    I would suggest you consider HDFC Bank for opening a saving account. As HDFC bank is known for frequently offering discounts and offers you a great deals on Amazon, Flipkart etc.

    But before selecting any bank, it’s better to do a comparison of their features, charges, online banking services and customer care services.

  • M

    Interest in current SBI savings?

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    S

    SBI Bank currently offers a 2.70 to 2.75% interest rate on savings accounts per year. Your account balance determines the interest rate on your savings account. SBI bank can revise the interest rates from time to time, so it’s better to check the interest rate on their official website: https://sbi.co.in/web/interest-rates/interest-rates/deposit-rates