UPI

The National Payments Corporation of India (NPCI) guards your data to be stolen as NPCI implements robust security standards to ensure the safety of digital transactions, by providing three-factor authentication, encrypted transactions, and access control, which makes it safe for use. So you can simply use the BHIM app to pay your bills.

Thanks for your reply. I recently updated my phone number with the bank, something I hadn't done before. Now it's working fine, and I got the OTP successfully.

This could be a temporary issue with your bank or a security block. Just make sure you have enough balance. Update your app. If the issue persists, reach out to your bank and verify if they have blocked your UPI transactions.

This is a technology issue with Amazon and Gpay. As you said, you spoke with Amazon and Gpay, but their responses were unsatisfactory. File a complaint on the National Consumer Helpline (NCH) website ([email protected]) or call on their toll-free number 1800-11-4000 or 1915.

Hi

Contact your bank or visit the bank. Check the status of your account, like whether your contact number is updated or KYC is done. May be your account is frozen. And tell them to unfreeze the account. Just do some transactions (deposit some cash), and your account will be operational again. Then try to link your bank account to GPay.

If the money was debited from your account, and the contact number on which you transferred the money, which is not linked to their bank account, that means money is send to the wrong account.

Tell your sister to contact to Phonepe customer service term and share your issue. They can easily track the transaction. They can initiate the refund process. Also contact your bank and inform them about the refund and let them know it was an unauthorized action.

UPI ensures that your bank details remain confidential. While doing the transaction, UPI uses the Virtual Payment Address (VPAs) instead of sharing bank account number. UPI uses the Two-Factor Authentication, which requires PIN and OTP for verification. All the transactions are end-to-end encrypted which prevents us from fraud. All these security steps are taken by UPI to maintain the security and privacy of your transactions.

Bank of Baroda and Axis Bank offer Rupay credit cards, but linking them to UPI isn't currently supported. Just check with your bank directly to see if there are any planned updates for UPI compatibility.

By submitting new KYC documents reflecting your genuine identity, you can simply change your name on Paytm account. While doing all this just make sure , your actual name shows on all the documentation.
Paytm customer support can help you with all these process.