Is the BHIM app secure for online payments?

[Nandini]

With the increasing digital fraud, how safe is the BHIM app for my daily activities like grocery shopping and bill payments? What are the security policies this app uses to guard my data?

[Ritika]

The National Payments Corporation of India (NPCI) guards your data to be stolen as NPCI implements robust security standards to ensure the safety of digital transactions, by providing three-factor authentication, encrypted transactions, and access control, which makes it safe for use. So you can simply use the BHIM app to pay your bills.