Can I maximize my rewards points?
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I am earning a 1% reward point after making a credit card payment on my HDFC Bank debit card. I can redeem these rewards, which provide approximately a 0.2% return. I have heard some people get around 0.4% returns. How is this phenomenon possible? If it is true, can anyone explain how?
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Yes, you can get a 0.4% return as well. The majority of customers receive their returns by carefully using their points to purchase particular goods or coupons, such as HDFC's "Gold Catalogue" for particular debit card types or their SmartBuy platform.
Check the SmartBuy portal and the perks of your HDFC debit card to obtain the best redemption possibilities.