Is SBI Elite better than Amazon Pay?

[Bhuban]

When compared to the Amazon Pay ICICI Card's simple cashback and fuel incentives, is the SBI Elite Credit Card really worth it for regular purchases, or is it overpriced—beyond its annual fee—and really better for daily spending?

[Siddarth]

The SBI Elite CC is too expensive for everyday or regular spending because it is designed for luxury lifestyles like lounge access and milestone awards, with an annual charge of ₹4,999 that is waived on ₹10L spent.

On the other hand, the Amazon Pay ICICI Card provides basic cashback, making it more cost-effective for everyday purchases.