Are floods and earthquakes excluded from the new coverage?

[Mr.Aryan]

The Digit plan is affordable, but what are the main risks or exclusions, such as floods or earthquakes, that it does not cover? I need to understand the details before switching from my old loan insurance.

[Siddarth]

@Mr-Aryan
Digit has some really affordable plans for events like fires, floods, or earthquakes, but you need to ensure those are actually included in your policy. Just keep in mind that they won't cover things like intentional damage or acts of war.

It’s a good idea to double-check the "exclusions" list and compare it to your previous loan insurance. You don't want any surprises or gaps in coverage if something does occur.

[Kavis]

@Mr-Aryan I'm looking into Digit, but I want to know if it covers major disasters like floods and earthquakes. Also, how does its claims process compare to my current loan insurance in terms of speed and reliability?