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Insurance Simplified

40 Topics 86 Posts

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  • 15 Topics
    30 Posts
    S

    When picking health insurance for my family and me, I’m already looking at floaters, network hospitals, deductibles, and waiting periods. What else should I think about to make a good choice?

  • 6 Topics
    14 Posts
    S

    Life insurance is very common in India; overall, 30% of Indians have health insurance. In urban areas, it's approximately 78% of people, and in rural areas, it still lags with only 8-10% of coverage.

    The penetration (ratio of life insurance premiums collected to the gross domestic product (GDP) of a country) is low, especially when compared to many developed countries. India ranks 25th in global insurance penetration, which is very low.

    There is an insurance coverage initiative stated by the Government of India, which is called Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), in 2015, and more than 17 crore people have enrolled for this scheme.

  • 8 Topics
    16 Posts
    S

    If online platforms and bank agents provide me with different premiums and add-ons, should I compare their claim settlement records and garage networks instead of just the price? How can I determine if a higher IDV or add-ons are worth the extra cost?

  • 9 Topics
    21 Posts
    T

    If buying travel insurance online is supposed to be simple, shouldn’t I also consider factors like coverage limits, exclusions, claim processing speed, and the quality of customer support before choosing between HDFC Ergo and Tata AIG for my trip to Vietnam?

  • 2 Topics
    5 Posts
    R

    Yes, you can get the insurance option for your Macbook from Apple as well as from a third-party insurance provider.
    AppleCare+ extends your coverage to 3 years from your AppleCare+ purchase date with some terms and conditions.

    Third-party insurers like Capital Gadget Secure, Bajaj Allianz, and others also provide laptop insurance covering various damages and theft.