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Insurance Simplified

49 Topics 122 Posts

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  • 19 Topics
    44 Posts
    S

    With cashless treatment becoming the norm in India, can insurers actually stop fraud and rising claim costs? Or will we just end up paying higher premiums and facing slower approvals, even with all this new technology?

  • 8 Topics
    18 Posts
    H

    I'm trying to move beyond simply opting for a big brand name. Has there been a comparison between Bajaj Allianz and ICICI Lombard regarding claims, exclusions, or whether premiums increase over time? I want to know about real experiences, not just what's in the brochure.

  • 8 Topics
    19 Posts
    S

    Is paying a higher premium actually worth it if I get a faster, headache-free claim? I'm considering whether having a solid local garage network and quick turnarounds is worth the higher costs in the Indian market.

  • 10 Topics
    31 Posts
    M

    @Siddarth But how do I find a policy that actually pays out? Should I be looking at hospital networks and claims history rather than just the cheapest premium?

  • 4 Topics
    10 Posts
    K

    @Mr-Aryan I'm looking into Digit, but I want to know if it covers major disasters like floods and earthquakes. Also, how does its claims process compare to my current loan insurance in terms of speed and reliability?