Verified Sellers Vs Better Rates

[CricketKing]

If unverified traders offer me better rates but make my account more risky, am I not increasing my exposure by using disposable bank accounts? Wouldn’t it be safer to use verified sellers or regulated off-ramps in the long run? What do you think?

[Reema]

You're right to be careful. Unverified sellers are risky—you could end up with a scam or locked funds. It’s usually better to just use a verified seller. It might cost a tiny bit more, but it’s a lot more reliable and saves you the headache later.

[CricketKing]

Even with "verified" P2P sellers, aren't bank freezes and UPI reversals constant risks? Considering the RBI's cautious stance and the mandatory 1% TDS, am I just paying more while still facing locked accounts and failed transactions?