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Investment

103 Topics 219 Posts

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  • 21 Topics
    45 Posts
    A

    Why do I need to purchase MATIC in order to pay gas fees for sending USDT via the Polygon network? What distinguishes it from transmitting cryptocurrency via Ethereum or the Binance Smart Chain?

  • 10 Topics
    20 Posts
    S

    It's high due to rapid urban development, the Unit Area Value (UAV) system, and higher property values, especially in prime zones. All these factors contributed to increased property taxes. The BBMP municipal corporation frequently revises rates based on zones, usage, and property type, which ultimately increases the tax burden.

  • 22 Topics
    48 Posts
    R

    For NPS retirement, invest in equity funds early for growth, then switch to debt funds in your late 40s for safety. PPF's 80C benefit is gone in the new tax regime. Your best option depends on your goals and risk appetite.

  • 12 Topics
    26 Posts
    R

    Zerodha is one of the most transparent brokers I have seen till now. They do mention the payment gateway charges. Dhan, Zerodha, and Groww offer zero brokerage on equity delivery. For intraday/F&O, it's typically ₹20 per executed order.

    Zerodha has ₹300/year as a Demat AMC (Annual Maintenance Charge). Dhan and Groww don't have any Demat AMC. Account opening/maintenance fees differ for different platforms. Yes, there are some taxes like STT, GST, and stamp duty, which depend on the transaction.

  • 16 Topics
    35 Posts
    R

    Diversifying your money is a good option, as it reduces the risk. So apart from mutual funds:

    You can invest in Nippon India ETF Nifty BeES or ICICI Prudential Nifty Next 50 ETF. Sovereign Gold Bonds are again a good option. PPF or NPS are also long-term, tax-efficient saving options. Consider investing in real estate through REITs or InvITs.

  • 11 Topics
    25 Posts
    S

    Investing a huge amount of money in FDs is not a good move from an investment point of view, as it offers safety and guaranteed returns but fails to beat inflation (currently around 4–5%) and may increase your tax liability.

    To beat the inflation, it's better to diversify your investment into mutual funds (tax efficient, best for long-term wealth), sovereign gold bonds (SGBs), real estate, or government bonds.

  • 10 Topics
    18 Posts
    T

    There are some sectors like cement, specifically Ambuja Cement, and others that are doing well in the market, but what is the reason why some companies like United Spirits and hospitality companies's stocks are struggling in the market at a time when Indians are actually investing in local stocks?

  • Where to invest my money?

    2
    0 Votes
    2 Posts
    38 Views
    R

    In medical emergencies, prioritize liquidity and safety. Invest in liquid funds (debt mutual funds with very short maturity) or ultra-short-term debt funds. These funds are with minimal risk and important for urgent healthcare needs.

    Maintain a separate medical emergency fund at a bank that offers convenient withdrawals.