Investment

Subcategories

• ---

• Cryptocurrency

  26 Topics

  62 Posts

  C

  If unverified traders offer me better rates but make my account more risky, am I not increasing my exposure by using disposable bank accounts? Wouldn’t it be safer to use verified sellers or regulated off-ramps in the long run? What do you think?

• Real Estate

  10 Topics

  22 Posts

  S

  Many small property owners often find selling their properties to be stressful, but a skilled real estate agent can help by managing the legal and paperwork issues.

  A document checklist keeps you organized, and early legal counsel can save you from future problems. All of this can make the process much smoother.

• Govt Schemes

  PPF

  NPS

  Gold Bonds

  Treasure bill

  Other Schemes
  33 Topics

  63 Posts

  I

  If the benefits under Section 80C are reduced and traditional tax-saving tools lose relevance, shouldn’t we also reassess whether physical gold or ETFs actually improve our post-tax returns, liquidity, and risk balance compared to long-term debt options like PPF or NPS?

• Demat/Trading Account

  17 Topics

  38 Posts

  R

  Hey @Siya-Patel You are correct that raising limits and keeping fees low can definitely improve access, but I think it absolutely won't automatically boost financial literacy. Without stronger educational efforts, many small investors may just end up taking on more risk without truly understanding the market. Access and education must be paired together to create real, informed participation.

• Mutual Funds

  24 Topics

  45 Posts

  S

  Yes, you are correct, Quant Mutual Fund has indeed increased its investments in NBFCs and PSU banks. They have been looking to take advantage of the growth in these sectors. Additionally, they launched India's first Small & Mid-Cap Sectoral Investment Fund (SIF). This fund focuses on mid- and small-cap opportunities, as well as specific sector themes. It's a pretty interesting move for investors looking to tap into those segments!

• Fixed Deposit

  13 Topics

  32 Posts

  S

  The main strategies for optimizing fixed deposits (FDs) amid changing interest rates are:

  FD Laddering: Staggering FDs with different maturity dates to enhance liquidity and allow reinvestment at potentially higher rates when FDs mature.

  Short-Term Focus: Investing in shorter-term FDs offers the flexibility to quickly capitalize on rising interest rates.

  Alternative Liquidity: Utilizing flexible savings accounts or liquid funds for better interest rates and liquidity compared to traditional FDs.

• Stock Market

  23 Topics

  38 Posts

  G

  If long-term SIPs can still turn negative after a bull run followed by a sharp crash, shouldn’t I also evaluate strategies like gradual profit booking, rebalancing, or partially shifting to debt as my goal nears to avoid last-minute downside risk?