Stock Market

SEBI is capping large debt issues at ₹5,000 crore, and I’m wondering how this actually helps the 'little guy.' Will smaller companies find it easier to raise money now? And for someone like me in a smaller town, what real protections are there to make me feel safe investing my savings in these bonds?

That’s a fair point! But how do you actually time moving your SIP gains into safer spots without pulling out too early and missing out on additional growth?

You’re right to look at those gains, but it’s important to look past the immediate buzz. Government spending and new tech have a promising future, but it’s important not to overpay for them now. I'd suggest balancing those quick IPO jumps with a plan for steady, sustainable growth.

@Kavya-Nair
The industry's challenge is balancing profitability with investor value. This requires enhancing shareholder returns through better transparency and long-term growth. Delivering consistent value will compel companies to pursue tech innovation and operational efficiency, ultimately driving down costs and improving service quality, which benefits both investors and consumers in the long run.

SEBI's plan to raise the ₹5,000-crore limit is really about making things easier for companies, not about putting investors at risk. However, the concern here is that if they simplify the rules, we might end up with less stringent checks. That could make it more challenging for everyday investors to assess a company's financial health, especially if there's less transparency. Therefore, it’s crucial for SEBI to implement solid additional protections to keep investors safe.

Absolutely! Right now, sectors like FMCG and retail aren’t doing well, but that might actually provide a good opportunity for long-term gains. As prices stabilize and people start spending more — especially with incomes rising and rural areas bouncing back — these safer sectors could attract the attention of investors again, particularly when the focus shifts away from just high-growth trends.

Ambuja Cement is thriving due to strong government infrastructure investment and high sector demand. Conversely, liquor and hospitality companies like United Spirits face difficulties from rising regulations, excise duties, and reduced consumer spending on non-essentials.

Vested Finance, INDmoney, Groww, and Fi Money are all the best platforms that offer you the opportunity to invest in US stocks and ETFs.  All these platforms have brokerage charges, like Vested Finance charges 0.25% of the trade amount and max $35, and Fi Money charges zero brokerage and withdrawal fees to your linked Federal Bank account. INDmoney doesn't charge any fees, but forex fees apply.

But before investing, TCS (Tax Collected at Source) is applicable on overseas investment if your investment exceeds ₹7 lakh in a financial year.

If you're planning to invest in S&P 500 ETFs for the next 15 years, you have several amazing options. US-based platforms like Vanguard, Fidelity, and Schwab are known for their secure services and low-cost ETFs.

For those in India, platforms such as Zerodha, Groww, Kuvera, and Appreciate provide access to US ETFs, each with different fee structures and user experiences. Select the platform that best suits your needs.