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Govt Schemes

44 Topics 87 Posts

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  • 5 Topics
    14 Posts
    N

    Given that Section 80C seems somewhat outdated, I’m re-evaluating my approach. Should I continue with PPF and traditional debt, or do Gold ETFs offer better post-tax returns, inflation protection, and flexibility in the current tax climate?

  • 10 Topics
    19 Posts
    A

    I see new NPS schemes and NAVs listed starting in October, but I still can't switch. Is the rollout for CRAs paused, or is there a deadline or rule stopping me from switching accounts?

  • 6 Topics
    11 Posts
    D

    I'm considering more than just the risks associated with gold prices. Should I be more concerned about the liquidity of SGBs and the tax implications of my interest? I'm weighing the emotional value of family jewelry against using SGBs for returns to balance safety and profit.

  • 5 Topics
    15 Posts
    A

    @Siddarth I'm shifting to debt funds and long-term bonds to combat inflation, but I'm worried about interest rate fluctuations. How can I pursue better returns without risking my capital or losing easy access to my cash?

  • 17 Topics
    25 Posts
    A

    The PSB 59-minute loan seems perfect for my business, but is it really that great? Aside from the fast 'in-principle' approval, what are the real timelines for getting the money and are there hidden terms? Do banks actually stick to those low rates and no-collateral promises once they check my credit?