ICICI Bank Platinum Chip Credit Card
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The ICICI Platinum Chip Credit Card is a great choice in a busy credit card market. It adds good value to those people who want to improve their finances.
With advanced chip technology, it provides a seamless experience. This card is designed to maximize the returns on everyday expenditure for your online and offline shopping.
Features & Benefits
1. Lifetime Free Card
There are no joining fees and no annual fees.
2. Reward Points Program
a) On every ₹100 spent on retail purchases, you earn 2 reward points. On every ₹100 spent on utilities and insurance, you earn 1 reward point.
b) Monthly reward points are capped. You earn points only up to ₹40,000 on utility/insurance and ₹20,000 on grocery/department store spends. You can easily redeem these points on the ICICI Bank Rewards platform for buying movie tickets, traveling, etc.
3. Fuel Surcharge Waiver
a) You can enjoy a 1% fuel surcharge waiver at HPCL petrol pumps.
b) This is applicable for transactions ranging from ₹400 to ₹4,000.4. Dining Benefits
Cardholders receive discount offers under the ICICI Bank Culinary Treats Program at more than 2,000 restaurants across the country.
5. Security Features
a) It comes with advanced security features against fraud for in-store transactions.
b) Contactless payment technology is used at some retail outlets.
c) For online transactions, a PIN is not required.Fees & Charges
For not paying back the extended credit or cash on time, there will be an additional charge of 3.75% interest per month (45% annualized).
Eligibility Criteria
Anyone who is employed and 21 years of age or older can apply for the Platinum Chip Credit Card.
Required documents
a) Any valid ID proof is required. The Aadhar Card, Voter ID, PAN Card, and Driving License are acceptable.
b) Income proof and bank statements are required.How to apply
You can either apply offline or online.
a) For offline applications, go to your nearest bank and fill in all the relevant details on the application form.
b) For online applications, go to ICICI website , Go to Cards -> Credit Cards -> select The Platinum Chip Credit Card -> Select Obtain the Card Online and fill out the online application form, and then follow the instructions.