Please tell me about some investment plans.

[Megna]

I have some cash on hand (2 lakhs) that I don't need right now, so please suggest some good investment options. (Please don't recommend risky investments.)

[Siddarth]

If you’ve got ₹2 lakh to park, here are a few safe ways to grow it without taking big risks:

• Bank FDs: Reliable and steady. Look for top banks or NBFCs offering higher interest rates.

• Liquid Funds: Offer better returns than a basic savings account, plus you can withdraw anytime.

• PPF: Great for long-term safety and saving on taxes, though your money is locked in.

• Sweep-in Accounts: Provide FD-like interest while keeping your cash easily accessible.