Best Forex Card with 0% Charges

[manjinder]

I need a travel card. I'm specifically looking for a prepaid forex card that doesn't impose any international charges and doesn't require a hard credit check. I want to ensure it won’t impact my credit score. Any suggestions?

[Siddarth]

If you want a prepaid forex travel card in India without international or forex markup charges and no hard credit check, there are good options beyond banks that pull your credit score.

• Fintech cards like BookMyForex have zero markup and no fees.
• They are fully prepaid, with simple KYC requirements.
• Usage does not affect your credit score.
• Niyo Global cards also feature 0% forex markup.
• Easy setup via app is available.
• Always review ATM and service fees before applying.

The HDFC Multicurrency ForexPlus Card, State Bank MultiCurrency Foreign Travel Card, and IndusInd Bank MultiCurrency Travel Card are also good prepaid forex card options available for Indian travelers.