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  • Suggest some mutual fund apps to me.

    Mutual Funds
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    Groww, Zerodha Coin, ET Money and INDmoney are some great apps that you can use. They have user-friendly interfaces, and these support weekly and monthly SIPs. No Demat account is required.
  • My HDFC UPI RuPay card has been frozen.

    HDFC Bank Credit Card
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    Contact HDFC Bank customer care, and explain this issue with them.
  • Crypto queries.

    Cryptocurrency
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    Yes, in some cases banks can freeze the bank account linked to crypto trading, like suspicious transactions, violation of policies, not following the income tax law in the case of crypto exchange, and many more. So to avoid all these problems completely, do the KYC, use the well-known crypto exchanges, and avoid large and frequent transactions. For converting crypto to cash, there is a fees and 1% TDS changes. Also Besides 30% tax, 1% TDS also applies.
  • YONO business service.

    Bank Account
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    You need to update your SBI account to access YONO business services, but for that you'll need to register your existing account for corporate internet banking through the YONO Business portal or by visiting your SBI branch. It's available for proprietors, partnerships, companies, and other registered business entities with valid KYC.
  • About Atal Pension Yojana

    Other Schemes
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  • Tax on below 12 lakhs.

    Crypto Taxes
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    Hii, I am a senior citizen. In the old tax regime, there were special advantages in tax rates for senior citizens. Does the new tax regime allow any special exemption for interest earned by senior citizens from savings or fixed deposits? Are deductions on medical insurance premiums still available for senior citizens in the new tax regime?
  • How to rebalance our portfolios?

    Stock Market
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  • Hidden charges of Zerodha

    Demat/Trading Account
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  • How do I register my business?

    Registration
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    Yes, you can register your online wooden furniture business based on your business structure. You can do the basic registration yourself online. GST registration is also required if your turnover is more than ₹40 lakhs (₹20 lakhs for some special category states). For GST registration, a CA can help you prevent errors and ensure compliance.
  • What are the TDS of buying property for an NRI?

    TDS
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  • Many trading accounts or one trading account.

    Demat/Trading Account
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    Having multiple trading accounts has many benefits, like diversifying the risk factor, increasing the investments, strategy segregation, and many more, which increase the cost and complexity. In India, there are some platforms like Zerodha and Groww, which are popular for providing more investment options. But the ideal setup depends on your personal investment types and needs.
  • Insurance policy for my Macbook.

    General Insurance
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    Yes, you can get the insurance option for your Macbook from Apple as well as from a third-party insurance provider. AppleCare+ extends your coverage to 3 years from your AppleCare+ purchase date with some terms and conditions. Third-party insurers like Capital Gadget Secure, Bajaj Allianz, and others also provide laptop insurance covering various damages and theft.
  • 0 Votes
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    581 Views
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    Yes, you can convert your account. It offers high transaction limits, overdraft facilities, and many other benefits. In the future, if you close your store, simply apply for the account closure process with the bank.
  • Saving account with an auto-sweep facility.

    Banking Facilities
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  • Bank or Indian Post Office?

    PPF
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    Hi, I opened an account in PPF when I was an Indian resident, but now I live in a foreign country and I am an NRI. Am I eligible for open or continue investing in a PPF account?
  • Which bank offers the best interest rate on home loans?

    Loans
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  • How do I start my financial journey?

    Mutual Funds
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    116 Views
    No one has replied
  • Bank fraud happened with us.

    RBI Complaint
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    If this thing happens to you, then immediately file a written complaint with the bank and ask them to freeze your bank so that more transactions will not happen. File an online complaint with the Banking Ombudsman under the RBI’s Integrated Ombudsman Scheme. Report the fraud immediately to the nearest police station and file an FIR.
  • Does charity give me tax benefits?

    Tax Saving Tips
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    Yes, donations to registered NGOs or orphanages in India can provide tax benefits under Section 80G of the Income Tax Act. But the income tax act gives different deductions. Some donations can be deducted in full, while others allow a 50% deduction.
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    Are only Indians able to purchase these coins, or can people from other countries also purchase them?