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  • 0 Votes
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    You seem right as Platinum International debit card works for that. I have done the same and have the same experience. All you should know is about charges; i.e. cost may include Issuance fee, annual maintenance fee etc. Also for overseas cash withdrawals, they charge Rs 100 with 3.5% + GST of the transaction amount.

  • Not able to link my bank to Gpay.

    UPI
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    Hi

    Contact your bank or visit the bank. Check the status of your account, like whether your contact number is updated or KYC is done. May be your account is frozen. And tell them to unfreeze the account. Just do some transactions (deposit some cash), and your account will be operational again. Then try to link your bank account to GPay.

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    There is no need to change the card, as you already have the best one. ICICI Diamant CC is a super-premium credit card.

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    Go with the HDFC Diners Club credit card:

    It is a reward card that you can redeem while booking flights and hotel stays (upto 10X rewards).

    Provides national and international lounge access.

    Provides travel insurance coverage.

    Experience amazing dining benefits.

    As you mentioned, you are earning well, so you can easily get the high credit card limits. As credit card limits mostly depend on your income.

  • Best car insurance options.

    Motor Insurance
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    The best car insurance plan depends on your priorities. Choose the car insurance from New India Assurance. As it is affordable, reliable and has a wide coverage range.

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    It’s very unfortunate that your insurance provider is rejecting your claim. Just do one thing, provide a complete appeal to your insurance provider, with all the necessary documents (medical test reports, prescriptions, medical bills, etc.).

    If still they are rejecting your claim then, write an email with all the documents (policy purchase documents, payment proofs) and send to IRDAI. It is responsible for regulating the insurance industry in India.

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    Selecting the best health insurance for your parents that offers cashless and simple claim settlement services is very challenging. But here are a few of the of the best health insurances for you:

    Tata AIG MediCare HDFC ERGO Senior Citizen Health Insurance Bajaj Allianz Senior Secure Star Health Senior Citizen Mediclaim

    These are the best health insurance you can buy for your parents.

    But I would suggest Star Health Senior Citizen Mediclaim and HDFC ERGO Senior Citizen Health Insurance, as both provide a wide range of hospitals, cashless claims, and an easy claim settlement process.

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    The HDFC Bank Platinum Plus Credit Card provides wide range of benefits and cashback offers for bill payments and for online shopping.

    For online shopping. you can earn 3 reward points for every Rs. 150 you spend.
    For online bill payment, there is an PayZapp (HDFC Bank’s app), where you can get a cashback and good offers.

    To get the more accurate information, its better to check the official website of HDFC Bank.

  • 0 Votes
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    There are lot of bank which provides Women’s Advantage Woman Debit Cards like ICICI Bank, Axis Bank, HDFC Bank and SBI. But each banks provides different features and benefits to women.

    Women can benefit greatly from this card in many ways, including insurance coverage, excellent discounts, and cashback points.

    I would recommend the ICICI Bank’s Women’s Debit Card. As it offers too many features for you.

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    Hi
    After a lot of research, I am interested in Aditya Birla Activ one health insurance. So I am planning to purchase Active One insurance from Policy Bazaar, which is costing me around Rs.3000 per month for ₹10 lakh coverage. My requirements seem to be met, like no room rent limits, pre- and post hospitalization coverage, etc. 
    I just want to know whether it's good to proceed or not.
    Thanks

  • Need an advice on Mutual Funds.

    Mutual Funds
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    Thanks for the suggestion. I know FDs are a safe option but offer low returns. And the average inflation rate is higher than that of FDs. So is it still a good option to invest in FDs, or are there other plans with better returns and inflation protection?

  • Best mutual funds.

    Mutual Funds
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    So considering the state of small-cap mutual funds today, which fund is best for me to invest in?

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    Thanks for the resolving my doubt. Now tell me what are the documents needed for the procedure of increasing the credit limit on my DCB card?

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    That's very strange. There have also been reports of surcharges applied to debit card purchases of fuel. It's important to review the Axis Bank's conditions. Have a word with customer care and ask for the clarification or a refund.

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    hi
    Thanks for your suggestions. I want to invest in cryptocurrencies so I want to know which cryptocurrency is the greatest one to buy at the moment?
    I know that the best choice will rely on my personal financial goals and on my risk tolerance ability. I think it's critical to do research well, stay current on the market news. So suggest me some cryptocurrency to buy.

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    In my cred wallet, i have around 1 lac coins which I want to use now. I checked the products list on the app bit all the products seems luxury. If anyone has used the points, where have they been used? I would be grateful to learn any tips or strategies for increasing my cred.

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    Hi
    I am planning to invest in the Nifty 50 each month. Is starting toady a wise decision? And if so, please suggest me some reputable brokers and the top Nifty 50.
    There are some which i found while searching like: UTI nifty 50 index fund, Quant small cap fund, HDFC Mid cap. so which mutual funds should I select?

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    In India, health insurance for senior citizens with pre-existing conditions is expensive. There are some good options for your diabetic mother. You should explore these options: Star Health, Aditya Birla Health Insurance, and Care Health Insurance. All these have pre-existing coverage policies.

    But before choosing any insurance, it’s better to compare the plans (coverage, premiums, and a good network of hospitals) and then choose the suitable plan. For comparison, use the website Policybazaar.

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    Hi

    In terms of your situation, there are number of factors you can consider for tax saving and financial planning. Both you and your wife, as co-owners can claim the tax deductions individually and doubling the tax benefit.

    Under section 24B you can claim the deduction up to Rs. 2 lakh on interest paid and Under section 80C you can claim Rs. 1.5 lakh on principal. Choosing different banks won’t result in direct rise in your tax savings. As it provides additional advantages and better interest rates. Under Section 80D, your wife is eligible to deduct the premiums paid for their health insurance coverage from her taxes.

    In the end, just remember to take advantage of the deductions available under sections 80C and 24B to maximize the tax benefits of your home loan.