How can I reapply for my education loan?

[Raunak]

The bank has rejected my 5laks education loan, citing my father's low credit score of 710 as the reason. I need this loan for further studies, so please tell me what the other procedure is for applying for the educational loan.

[Reema]

Apply for the loan again, preferably with a co-applicant who has a good credit score. To secure a loan, you can offer some kind of property or fixed deposits.

There are various government-run education loan schemes available for your consideration. Among other things, you might explore the Padho Pardesh Scheme, the Vidhya Lakshmi portal, and the CSIS system. These are government-managed projects. Review the qualifying requirements of every program and make appropriate decisions.