Which is the best credit card for EMIs?
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I am planning to buy a car soon, and for this i want to use a credit card for a down payment to maximize cashback and benefits. So suggest a credit card that allows simple EMI for big purchases. Is there any credit card available that gives me all the benefits?
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It's a wise decision to make a down payment using credit cards, as they typically offer generous cashback and flexible EMI options for larger expenditures. I have provided a list of some excellent credit cards for you to choose from, based on your specific needs:
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HDFC Regalia Credit Card: Rewards points on spending, travel perks and many more 3.75% (45% p.a.) Easy EMI conversion for large purchases. Competitive interest rates on EMI
Link: https://www.hdfcbank.com/personal/pay/cards/credit-cards/regalia-gold-credit-card -
SBI SimplyCLICK Credit Card: 2% cashback, 10x rewards points, 11.70% - 14.85% p.a. EMI offers on e-commerce sites like Amazon, Mantra
Link: https://www.sbicard.com/sprint/simplyClick -
ICICI Coral Credit Card: Good rewards points, airport lounge access,3.40%- Monthly Interest Rate Flexible EMI tenure options.
Link: https://www.icicibank.com/personal-banking/cards/credit-card/coral-card -
Axis FlipKart Credit Card: EMI offers on e-commerce sites, 10.8% to 24% p.a. EMI conversions with low interest rates.
Link: https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card -
American Express SmartEarn CC: Good rewards points on spending, 14% per annum Easy EMI plans for large purchases.
Link: https://www.americanexpress.com/in/credit-cards/smart-earn-credit-card/
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