Which one should i consider for personal loan: Bajaj Finserv or SBI?

[Preeti Kaul]

My salary will increase up to ₹1,00,000 in February. I want a personal loan of ₹15 lakhs to renovate my home, which I will repay over 4 years. I have two options in mind for applying for a loan: Bajaj Finserv or SBI. So, which loan, with an interest rate of 11.27% + processing fees from Bajaj Finserv and an interest rate of 11.45% + processing fees from SBI, is the best fit for me, or should I consider other options?
(BTW, my CIBIL score is 692)

[Ritika]

Bajaj Finserv gives you a loan at a lower interest rate than SBI. Bajaj Finserv is an excellent choice for you, as they credit your loan within 24 hours of approval. It is also the best option for flexible terms.