IDBI Gold Debit Card.

[Yuj]

Considering the IDBI Gold Debit Card for international trips, what are all the associated fees (annual, domestic/international transactions, hidden)? Can I expect additional perks or benefits if I hold this card?

[Reema]

It has a nominal annual fee (around ₹220 + taxes). For international transactions, you can expect 3.5% charges. Generally domestic usage is free.

Perks include loyalty points on spending and potential discounts at partner merchants and basic insurance, but travel-specific benefits are limited for international use.