For small UPI spends (₹1000/month) and a ₹3000 UPI bill, are there worthwhile lifetime free RuPay credit cards with excellent rewards and wide acceptance, justifying a new card despite low value-back concerns?
SBI SimplySAVE or Axis Kwik offer decent cashback via UPI. YES Bank FinBooster, Tata Neu Plus HDFC—they offer rewards on UPI transactions. Choose that card that offers direct cashback or has good rewards points.
