Best way to maximize my interest saving on ICICI home loan?
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How can I maximize my interest savings and benefits while keeping current ECS settings in mind on my ICICI home loan? Some platform like Mobikwik, HDFC Billpay, SBI Unipay, and Cred, don’t accept top up payments made after the bills are created.
I have following question:
- How can I find the daily house loan interest I pay?
- How can i do partial pre payments?
- Under what technique and from what generated an E MI charge?
- Does there any charge if I pay on the first 5 day due day?
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To get the maximum savings and benefits on your ICICI home loan, look into Flexi options offered by ICICI, this helps you prepay without impacting your ECS.
For daily interest, you can contact ICICI or can check online banking for your loan account details. The bank will provide you with daily interest calculation details.
To know the EMI breakdown, your loan agreement shows you the EMI breakdown (principal+ interest).There are usually no charges for paying within the due date.
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