All about Amazon Pay ICICI Credit Card
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The Amazon Pay ICICI Credit Card has gained immense popularity among consumers due to its attractive features, including unlimited 5% cashback on Amazon purchases and a host of other benefits. This card rewards you for your spending, whether online or offline.
Lifetime Free Status & Key Charges
A standout feature of this card is its lifetime free status, meaning you won’t incur any joining or annual fees. Nevertheless, it's important to be mindful of some standard charges: cash withdrawals incur a fee of 2.5% or ₹500, whichever is greater; late payments attract a monthly interest rate of 3.75% (45% annually); and foreign currency transactions come with a markup fee of 3.5%.
Unrivaled Cashback Benefits
This card shines when it comes to cashback rewards:
- Enjoy unlimited 5% cashback on Amazon purchases for Amazon Prime members, which includes flight and hotel bookings.
- Non-Prime members benefit from unlimited 3% cashback on their Amazon spending.
- Earn unlimited 2% cashback at over 100 partner merchants when using Amazon Pay.
- Benefit from unlimited 1% cashback on all other online and offline purchases, a compelling base benefit compared to many other credit cards.
All cashback earned is automatically credited to your Amazon Pay balance the following month, making it convenient to use.
Additional Perks
Cardholders can enjoy a 1% fuel surcharge waiver on transactions below ₹4,000, discounts of up to 15% at partner restaurants, and the option to convert large purchases into Easy Monthly Installments (EMI). Additionally, the card features Tap & Pay for swift contactless payments.
Eligibility & Application
To apply, you must be at least 21 years old and provide a PAN card along with proof of identity and address. The application process is straightforward, and you stand a good chance of being approved for this valuable lifetime-free card.