RBL Bank World Safari Credit Card

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The RBL Bank World Safari Mastercard improves travel with no foreign exchange fees and free travel insurance. This card has no hidden costs, making your international trips easy and enjoyable. Travel the world without financial stress.

Features of the RBL Bank World Safari Mastercard Credit Card

Here are the features of the RBL Bank World Safari Mastercard Credit Card:

Welcome Benefit

• Receive a ₹3,000 MakeMyTrip voucher as a welcome gift.
• The voucher is sent via SMS or email to your registered contact.
• Make one transaction with your card within 30 days to qualify.
• Pay the membership fee in the first billing cycle.
• The voucher arrives within 60 days and is valid for 120 days.
• This helps you recover your joining fee.

Zero Forex Markup

• The card has a 0% forex markup fee for international spending.
• It is India's first travel credit card with this feature.
• You save on foreign currency conversion fees, which are usually 3.5% to 4%.
• The price shown is the final amount on your statement, with no extra fees.

Travel Insurance Coverage
The card offers free multi-trip travel insurance, valid for your first three international trips each year.

Coverage includes:

• Emergency medical expenses up to $50,000
• Flight delays up to $250
• Lost baggage up to $200
• Lost passport up to $300
• Personal liability up to $100

It covers trip delays, baggage loss, passport loss, and dental treatment. There is no need for separate travel insurance for initial trips.

Complimentary Lounge Access
E* njoy two free domestic lounge visits every quarter until June 2025.

• Includes a Priority Pass membership for added benefits.
• Get two free international lounge visits each year with Priority Pass.
• Spend ₹50,000 in a quarter for an extra international lounge visit.
• After the free visits, pay up to $35 for additional international lounge access.

From July 2025, you must spend ₹35,000 in the previous quarter for access.

Golf Privileges

• Access top golf courses in India.
• Enjoy four free rounds of green fees each year.
• Get one free golf lesson each month (12 lessons a year).
• Receive a 50% discount on extra rounds beyond the four free ones.
• These benefits are only for Mastercard holders.

Milestone Benefits

• Spend ₹2.5 lakh to earn 10,000 bonus points worth ₹3,000.
• Spend ₹5 lakh to earn an additional 15,000 points valued at ₹4,500.
• Spend ₹7.5 lakh to receive a ₹10,000 gift voucher from select brands.
• Points and vouchers will be credited or mailed within 45 days after reaching these milestones.

Exclusive Discounts

• Get a 15% discount on duty-free shopping at selected stores.
• Save ₹2,500 when you spend ₹50,000 in other categories.

Fuel Surcharge Waiver

• Enjoy a 1% waiver on fuel surcharges at all fuel stations in India.
• The waiver applies to transactions between ₹500 and ₹4,000, up to a maximum of ₹250 per month.

24/7 Concierge Desk

• Access a 24/7 concierge desk for bookings related to golf, hotels, dining, and fitness.

Mastercard Network Offers

• Cardholders can find great deals on flights, hotels, and shopping through Mastercard.

Annual Fee

• The annual fee for the card is ₹3,000 plus taxes (GST).

Reward Redemption Fee

• A redemption fee of ₹99 + GST applies when using reward points.
• This fee is charged once for all redemptions made in one day.

Reward Points Structure

• Earn 5 Reward Points for every ₹100 spent on eligible travel purchases.
• Earn 2 Reward Points for every ₹100 spent on eligible domestic retail purchases.
• Each reward point is worth about ₹0.25 to ₹0.30.
• Points are credited within 45 days of transaction settlement.
• Redeem points on RBL Bank's portal for flights, hotels, vouchers, and more.

No points are earned for international transactions or specific payments like bills and fuel.

Fees and Other Charges

• Joining Fee: Same as the annual fee, ₹3,000.
• Reward Redemption Fee: ₹99 + GST for daily redemptions.
• Finance Charges: Up to 3.99% monthly on credit and cash advances.
• Cash Advance Fee: 2.5% of the amount, minimum ₹500.
• Late Payment Fee: ₹5 to ₹1,300 based on the outstanding amount.
• Over Limit Penalty: None after August 2, 2024.
• Branch Cash Deposit Fee: ₹100 per transaction at RBL Bank.
• Railway Ticket Charges: Up to 1.8% surcharge on ticket purchases.
• Fuel Transaction Charge: 1% or ₹10, with waivers for specific amounts.
• Foreign Currency Markup: 0%, saving up to 4% compared to other cards.
• Lounge Access Charges: Up to $35 after free visits; some sources indicate $27.

How to Apply

To apply for the RBL Bank World Safari Credit Card, you can use either the online or offline method:

Online Method:

1. Go to RBL Bank's official website
2. Find 'Credit Card' under 'Personal Banking'.
3. Select 'World Safari Credit Card'.
4. Click 'Apply Now' and fill in your personal and financial details.
5. Provide your name, gender, date of birth, mobile number, email, address, income source, employer name, average monthly income, and PAN Card number.
6. Confirm that you understand the terms and allow contact.
7. Click 'Submit'.
   The bank will contact you to assist with your application.

Offline Method:

1. To apply offline, visit the nearest RBL Bank branch.
2. Bring all necessary documents with you.
3. A bank representative will assist with your application.

Eligibility Criteria:

• Age: Applicants must be between 21 and 60 years old.
• Residency: Must be an Indian resident.
• Income: A stable income is required; ₹6 lakh per year is preferred. The minimum income is ₹25,000 per month.
• Documentation: Provide a completed application, ID proof, address proof, and income proof.
• Card-to-card applications are also accepted.