Union Bank VISA Signature Credit Card
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Imagine turning your daily expenses into a treasure trove of rewards — sounds enticing, right? The Union Bank VISA Signature Credit Card promises just that, combining exclusive features and benefits that truly enhance your lifestyle. Discover how to maximize your spending and enjoy the associated rewards.
Unveiling Key Benefits
This premium credit card comes loaded with advantages to elevate your financial convenience:
- Significant cashbacks and discounts at partner restaurants and on utility bills.
- A 1% fuel surcharge waiver, up to Rs. 100 per month at petrol stations.
- Complimentary airport lounge access for domestic and international travel, quarterly.
- Earn 4 Reward Points per Rs. 100 spent; 4 points equal Re. 1.
- Comprehensive personal accident coverage of Rs. 30 lakh and card loss insurance of up to Rs. 1.5 lakh.
Fees and Financial Flexibility
- The annual fee of Rs. 1,999 can be waived with a spending of Rs. 2.7 lakh.
- No joining fee is required to start.
- An interest-free period is available between 21 to 50 days.
- The lost card replacement fee is Rs. 299; there are no direct lost card charges.
Eligibility
Eligibility for the Union Bank VISA Signature Credit Card varies by employment type.
- Salaried applicants must be aged 18 to 60 years.
- Professionals can apply until the age of 70.
- A minimum annual income of Rs. 10 lakh is required.
Application Process
The application process is very easy and straightforward.
- It requires a filled application form and two passport-size photos.
- You need a PAN card and identity/address proofs.
- Income documents include Form 16, ITR, or the latest salary slips.
- Business owners need ITRs from the past two years.
Conclusion
The Union Bank VISA Signature Credit Card is more than just a payment tool; it's a lifestyle companion. It offers significant rewards, protection, and convenience for eligible users, enhancing everyday purchases and travel experiences while providing a premium banking solution.