Could the SHCIL E-Stamp Portal be the best payment option?
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Before I try forcing this alphanumeric account into HDFC’s beneficiary system, shouldn’t I first check whether stamp-duty RTGS payments are actually supposed to be made directly through the SHCIL e-stamp portal instead?
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You’re on the right track, but I’d be careful with the bank transfer. In India, it’s usually much safer to go directly through the SHCIL e-Stamp portal since that’s the official way to pay stamp duty. Instead of trying to force that strange account number into HDFC’s system, check the SHCIL site first; they usually tell you exactly how to make the RTGS/NEFT payment. It’ll save you from having the payment bounce or getting stuck in a delay.